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Process Outline
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1. |
The customer places an
order with their credit card through any type of
point-of-sale; shopping cart, retail store,
wireless PDA, online terminal, etc.. |
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2. |
USA ePay is sent
authorization request and securely sends request
to Customer's Credit Card Issuer to verify card
and if funds are available. |
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3. |
Approval or Decline
response sent back to USA ePay in secure format.
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4. |
With order Approved,
merchant fulfills customers order. |
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5. |
Merchant sends
settlement request to USA ePay and USA ePay
settles batch with Merchant's account provider.
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6. |
With settlement
complete, Merchant Account Provider sends funds
directly to merchant's checking account.
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The USA
eCheck service delivers a streamlined check acceptance
process, but also eliminates returned checks and
returned check fees, while reducing check fees and
trips to the bank. It reduces paperwork and improves
cash flow through faster closing / balancing and
settlement.
Convert the Paper Check
Designed to mirror the process diagram used in credit
card processing, the electronic check verification
service converts paper checks into electronic items at
the point of sale and automatically deposits these
funds into your account utilizing payment terminals
and the National Automated Clearing House (ACH)
system.
Checks in the Virtual Terminal
When activated for the USA eCheck feature, your
Virtual Terminal will automatically contain screen for
processing check transactions, reviewing check
transactions in your reports and charts and all the
other features included with your credit card
processing system.
MERCHANT ACCOUNT
!!!!!!
GET STARTED TODAY!!!!!
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